Business Insurance Broker Sunshine Coast

Why do you need a Sunshine Coast insurance broker?

We are local to the Sunshine Coast region so we know the market and the area more than anybody else. We understand that the Sunshine Coast market comes along with it’s own set of opportunities and risks.

Bringing in over 100 years of experience, we work for you, not the insurer. We provide you with the support you need when you need it. Our aim is to help you sort through the clutter. We evaluate your risks and assess your past claims so you can make an informed and strategic decision for your business.

Plus, you can always come by our Sunshine Coast office - we’re all about old fashioned customer service and strong lasting relationships!

Why choose Metsure insurance broker:

• We are locals - we know the risks that come with doing business on the Sunshine Coast

• We are only one handshake away - you’re always welcome to swing by the office

• Our team understands your unique exposures and can ensure that your risk management strategy is appropriate for your industry, market and location

• We pride ourselves in our exceptional customer service and fresh ideas to protect your business.

• Our service doesn’t end with just providing you with a policy. We continue to discuss your requirements during the year and undertake a full annual review to ensure your policy meets your evolving needs.

What are the unique risks of doing business in the Sunshine Coast region?

The Sunshine Coast is small but mighty; with a consistent rise in population, Gross Regional Product and number of employed residents year after year. While these circumstances make it ideal for business growth, being in South East Queensland comes with a set of geo specific risks.

Hailstorms, Floods and Bushfires have become more and more common in the last 5 years. Businesses in the area require the right business insurance to protect their future bottomline.

Major claim events have included:

• 2022 Heavy Rainfall and Flooding - estimated $3.35b damage

• 2021 Hail Storm - estimated $1.03b damage

• 2019 - 2020 Hail Storm - $498m damage

• 2019 - 2020 Bushfire season

Furthermore, due to our growing reliance on all things digital, the Sunshine Coast being a major Smart city, digital crime and cyber risk have become a growing threat. We advise businesses to take the necessary precautions to avoid falling prey to cyber attacks. The right cyber insurance will also serve as back up protection if all else fails.

How can Business Insurance protect your Sunshine Coast based business?

No matter what your business does, what your turnover looks like or how big your team is, having adequate insurance is a must. Business insurance protects you, your business and your assets should things not go to plan - it offers you peace of mind by providing you with the financial support to not go under.

Here’s how business insurance can help:

• Public Liability Insurance (Sunshine Coast).
  Protects you in instances a third party makes a claim against you - could be due to negligence or injury

• Professional indemnity insurance (Sunshine Coast)
  If you offer services in exchange of a fee, professional indemnity insurance is particularly important. If your professional service results in third party damages, professional indemnity insurance can save your reputation.

• Cyber Insurance (Sunshine Coast)
  Most business rely heavily on the use of digital technologies and with this comes the risk of falling prey to cyber attacks. Your data and your clients data can become compromised. The right Cyber insurance policy can provide you with a safety net.

• Business Interruption Insurance (Sunshine Coast)
  Some things are unpredictable and unfortunately often they can impact your bottom line negatively. Natural disasters such as storms, floods and fires, machinery breakdown, cyber attacks and more can all halt operations. Business interruption allows you to protect your livelihood.

And, so much more!