Professional Indemnity

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Are you in the health, real estate, entertainment, media, not-for-profit industry or provide expert advice in a professional service capacity such as a financial advisor, lawyer or doctor?

If so, protecting yourself with professional indemnity insurance is an essential part of business. A water tight professional indemnity insurance policy covers advice-based businesses from any potential legal action taken for losses incurred as a result of professional negligence.

It protects your business against any legal costs or claims made by a client who suffers a loss – material, financial or physical – directly attributed to negligent acts, errors or omission during the course of business. The risk includes your actions as well as those of your partners, employees or volunteers.

This means that if you do something (or neglect to do something) while working in your capacity as a professional*, and a customer suffers injury or financial loss as a result, they may consider taking legal action against you.

Metsure has the experience to find you the most suitable policy for your business and specific area of expertise. By having the right policy you can safeguard your business against claims and prevent damaging financial loss.

Don’t risk losing time and money to defend against a claim that could involve malpractice, professional misconduct or a breach of duty or care. Ensure you’re covered to allow you to go about your work, knowing that if the worst happens you will be protected.

*Please note that for many Australian professionals you are required by associated governing bodies to have a specific level of professional indemnity insurance before being able to trade.

If you’re unsure if that include you or what level of coverage you need we can help ensure you find the right product for your business.

 

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